Reviews commercial lines policy applications and renewals to evaluate degree of risk, classify, and rate for insurance and either accept, modify, or decline risk following organization underwriting standards. Collects data, loss control surveys, and photographs to identify and evaluate risk exposures for the purpose of making decisions on insurance coverage eligibility. Serves as an expert resource for producers, claims, rating, loss control, reinsurance, and marketing personnel related to underwriting.
Working conditions and physical efforts
This job description is not intended to describe, in detail, the multitude of tasks that may be assigned, but rather to give the employee a general sense of the responsibilities and expectations of his/her position. As the nature of the business demands change, so too may the job duties and responsibilities.